A connected view
Bring financial reports, operating measures and your current priorities into the same discussion.
From reporting to decisions
Virtual CFO & Controller Advisory
A virtual CFO gives you regular financial leadership without a full-time hire: monthly reviews, cash flow forecasts, budgets and KPI reports. We meet with you on a schedule, explain what the numbers mean and help you plan decisions such as hiring, borrowing or expanding.
Brampton · GTA · Virtual support across Canada
How it works
Monthly CFO support, step by step.
Exactly what happens after you get in touch, starting with one 15-minute call.
- Today
Book 15 minutes
A free, no-obligation 15-minute call on Teams or at our office at 181 Queen St E, Brampton.
- The call
Reports and decisions ahead
We look at your current reports and the decisions coming up, such as hiring, pricing or borrowing.
- Set-up
A cash flow forecast
We map what is coming in and going out over the next months, so short weeks show up early.
- Every month
A regular review meeting
On an agreed retainer we meet on a schedule, explain the numbers and work through decisions before you commit.
- Your move
Ready when you are
Pick a 15-minute slot that suits you. We confirm the time and scope with you directly.
Your starting point
Your business is making decisions about hiring, pricing, borrowing or growth and needs a clearer view of the financial trade-offs.
How we help
We establish regular financial reviews, prepare budgets and cash-flow forecasts, examine margins and compare relevant scenarios. Assumptions and performance measures are chosen around your business.
What you can expect
Practical decision support and a recurring way to compare actual results with the plan.
THE DETAIL BEHIND THE WORK
More than a task.
A clearer position.
Bookkeeping records the activity. CFO advisory uses that information to discuss what comes next. We work with owners on the questions behind the numbers: where cash is tied up, how margins are changing and what a hiring, pricing or growth decision could mean for the business.
Who this is for. For growing businesses that need regular management reporting and financial discussions, or owners preparing for a specific operational decision.
Forward-looking scenarios
Compare cash-flow and budget assumptions, including what changes if sales, costs or payment timing differ.
A practical action list
Turn review meetings into clear priorities, responsibilities and questions to revisit.
THE WORK, EXPLAINED
What is included
- Monthly financial review and advisory meetings
- Cash-flow monitoring and working-capital discussions
- Budget preparation and annual forecasting
- KPI dashboards and management reporting
- Profitability analysis by service, product or location
- Pricing and margin review
- Receivables, payables and financial-process improvements
- Scenario planning and lender or investor reporting support
Scope details to confirm
- Regular financial reviews, budgets and rolling forecasts
- Cash-flow planning and working-capital analysis
- Useful performance measures and product, project or service-line profitability
- Pricing, margins, hiring and expansion scenarios
- Financing discussions and financial-control improvements
- Forecast assumptions and limitations made visible
The exact work, timing and deliverables are confirmed in your engagement. A service listed here is not automatically included in every package.
HOW WE WORK TOGETHER
A clear process, from the start.
- 01
Review the starting point
We discuss the business, the relevant period or decision, your records and any upcoming deadlines.
- 02
Agree the scope
We set out the proposed work, information needed, responsibilities and fees before starting.
- 03
Complete and explain
We work through the agreed tasks, explain findings and keep unresolved questions visible.
- 04
Plan the follow-up
We identify the next action and, where relevant, ongoing reporting or review needs.
Virtual CFO and controller advisory
You're growing, but you can't say for sure which parts of the business make money.
This is where growing businesses usually lose sight of the numbers, and how a part-time CFO helps.
-
The problem
Cash runs short even in good months.
Sales are up, but bills, payroll and tax all land at once.
The solutionA cash flow forecast
We map what's coming in and going out over the next months, so the short weeks are visible early.
-
The problem
You can't tell which services or clients are profitable.
Busy isn't the same as profitable, and the numbers don't show the difference.
The solutionMargin by line of business
We split the numbers so you can see what earns money and what only keeps you busy.
-
The problem
The bank asks for numbers you don't have ready.
A loan or line of credit stalls while you pull reports together.
The solutionLender-ready reporting
Monthly statements and forecasts kept ready, so you can answer the bank quickly.
-
The problem
Big decisions are made on gut feel.
Hiring, pricing or a new location are expensive to get wrong.
The solutionDecision support
We run the numbers on the decision with you before you commit.
Related services
Why owners trust Wealthy Wave Accounting
- Led by Chirag Kalra, Chartered Accountant (ICAI, India), with more than 12 years in accounting and tax
- Plain-language answers about your own numbers, with no jargon
- Bookkeeping, payroll, HST and corporate tax handled by one team
- We never ask for SINs, banking details or tax documents by text or WhatsApp
- A real office at 181 Queen St E, Unit 5, Brampton, with virtual support across Canada
Why now?
Problems in cash flow show up in the numbers months before they show up in the bank account. The earlier you see them, the more options you have.
- Pick a time. 15 or 30 minutes, on Teams or at our Brampton office.
- We look at it with you. Your current reports and the decisions coming up.
- You decide. The call comes with no obligation.
Prefer to write first? Send an enquiry. Or call (647) 606-1824.
General information only. Tax advice is given within an engagement, based on your own records.
ANSWERS BEFORE YOU START
Common questions.
Have a question about your own situation? Let’s discuss it.
Do my books need to be up to date?
Reliable current records make the analysis more useful. If the books are incomplete, we identify the limitations and any catch-up work needed first.
Can you guarantee profit growth or financing?
No. Forecasts are decision tools based on assumptions, not promises. Business outcomes and lending decisions depend on factors beyond an advisory engagement.
Is this ongoing or project-based?
Ongoing advisory is available on an agreed retainer scope. Tell us about your priorities so we can discuss the reporting, meetings and work required.
CONNECTED SUPPORT
Plan the next step.
A PRACTICAL NEXT STEP
Talk to us before
the deadline.
Share the service you need, your business type and any upcoming deadline. We’ll discuss the records, scope and next steps before work begins.
Call (647) 606-1824 Message on WhatsApp ↗chirag@wealthywaveaccounting.caThese links open your phone, email or WhatsApp app. Please don’t send tax returns, passwords, SINs or banking details in an initial enquiry.